Кредиты alt a или liar loans

The difference between subprime and liar loans. Half of their credit losses came from sour liar loans, which are officially called Alternative-A loans (Alt-A for short) because they are seen as a... Alt-A loans should be not be confused with alternative documentation loans, which are typically considered to have the same risk as full documentation loans despite the use of different documents to verify the relevant information. As with subprime mortgages, a greater portion of Alt-A mortgages... Alt A loans reside between prime and sub-prime loans in terms of credit risk from a lender’s perspective and are characterized by the lack of... Credit Suisse explained that alt-a loans, the most common form of liar’s loans, did not simply become vastly more common, but also became far more... Yes, "liar's" loans are what the industry called "stated income" and "alt-a" loans when they were talking among themselves. ...mortgage industry's preferred euphemisms were "alt-a" and "stated income" loans, it was the industry that accurately dubbed them liar's loans. As the country went into a deep recession in late 2008, the expensive no-loans... If people found out about the rape and called me a liar I certainly... The company announced that it was having trouble selling their Alt-A loans and thus, they would keep the loans, “a... The development of liar loans, i. Their error was assuming that “subprime” and “alt-a” (one of the many misleading euphemisms for liar's loans) were dichotomous.